Testimonials

Timothy W
Horseheads, NY

Kathleen at Elmira Savings Bank truly is one of the best in the mortgage industry. Her service to my clients has been nothing short of stellar, and her team is client-focused, delivering fantastic results in a very short period of time. I highly recommend her and her team!


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Jody S
Big Flats, NY

As a Real Estate Salesperson, I often get first time home buyers looking to buy a home or asking me where to even begin the process. As I explain the process, I often recommend Kathleen Bange because I know that she will be as equally kind in walking my future clients through the process. I know I can trust her to help them achieve this goal immediately or in the near future and this always makes me feel like I have referred the right person !! There is nothing better than hearing a client thank me for referring her !!

Jody S
Licensed Real Estate Salesperson
Keller Williams STFL


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Sue L
Elmira, NY

Kathleen has always done a wonderful job at taking care of all of my clients. She is very knowledgeable about the products that ESB offers and is prompt and consistent in her communication. She is friendly and warm-hearted and I wouldn't hesitate to refer a client to her and also to use her for my own financing needs.


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Kristen D
Horseheads, NY

As a local Realtor for 9 years Kathleen has been a woven part of my business. I know I can trust her with my clients to educate, guide and nurture all their loan needs. She is dedicated, easy to reach and very knowledgeable in the services she provides. She is a pillar of strength for local Realtors and I know coupled with her hard work, she will get the home from paper to closing.


Signature Properties
Kristen D
CSP, Associate Broker


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Shannon L
Horseheads, NY

Kathleen is extremely professional and proficient. She is very knowledgeable with all of the mortgage options available and knew just what program would work best for us. She was always quick to respond to phone calls or emails. She answered all of my questions courteously, never once making me feel as though my question was "dumb". She is up front and open with her schedule and very accommodating. Kathleen made the whole mortgage process smooth and less stressful. Kathleen's service is top notch!

Best,

Shannon L


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Florence A
Corning, NY

I had not owned a home in many years and was living and running a business on Market St. when I decided it was time to move back into a house. Kathleen took ahold of the entire process from start to finish leaving me little to do other than make sure and the t’s were crossed and the i’s were dotted. Without her at my side I am not sure how the process would have faired. She told me everything I needed to do and everything I needed to know. I am immensely grateful for her knowledge and expertise and would not hesitate to contact her in the future for my financing needs.
Thank you Kathleen!

Florence A


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Mark M
Beaver Dams, NY

Kathleen has handled two of my mortgages. The first one she helped me with was a construction loan. Her advice and knowledge of the process exceeded my expectations. Once construction was complete she was there again to help me with converting it to a conventional mortgage.

When interest rates dropped and it was time to refinance I made one call to Kathleen. She again was there to help me through the process and answer all of my questions.

Kathleen’s promptness, professionalism, knowledge and accuracy made both of my mortgages a success and will have my business should I need another mortgage.

Thank you Kathleen.


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Elmira Savings Bank is an approved Seller/Servicer of Freddie Mac, FHA/Department of Housing & Urban Development, VA, USDA, and SONYMA (NY Only). Elmira Savings Bank is an Equal Housing Lender committed to ensuring every applicant for credit receive fair and equal treatment throughout the credit application and approval process, as embodied in the Equal Credit Opportunity Act and the Fair Housing Act. All mortgage lending products are subject to credit and property approval. Rates, program terms and conditions are subject to change without notice. Not all products are available in all states or for all amounts. Other restrictions and limitations apply.

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